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Tips for Sticking to Your Budget

Jack by Jack
February 15, 2020
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Although many of us don’t like to admit it money can create a great deal of stress in our lives. This is especially true for those attending school and paying large tuition fees and textbook costs, not to mention all of the other costs associated with day-to-day living. When money worries do occur the stress can become so great that it can affect not only school participation and work, but also your personal lives. This is why it is important to create a budget and do your best to keep to it while you are attending University. However, as we are all aware this can be much easier said than done, but with a little practice, it is possible. I myself, have tried out various methods and would like to share some of the Top Tips that will help you stick to your budget, as they helped me adhere to my budget.

-Write up a Monthly Tracking sheet and keep track of EVERYTHING you can spend. This way you can see where you are spending your money and how much money you have spent at any given time in the month.

-You can look for tuition jobs that you can work on in your free time. This is a really good way to earn some money as well as polish your teaching skills. This works best with college students because of the flexible job timings and decent pay. 

-Keep your table up to date because if you don’t then the table is not worth doing. If you update it at the end of every day then you will establish a routine that you will be able to stick to.

-Fixed Costs are an important factor to consider. For example, usually, tuition is the same amount while at University and it won’t differ. You usually pay this per semester and should take into consideration when these payments need to occur and the amount they will be. In comparison, food expenses or bills tend to vary month-to-month and it will be important to watch your spending in these areas.

-Don’t create a budget that you will not be able to adhere to, but do keep it fair and within reason. Remember you don’t want to be completely miserable the whole year, but you do want to track and limit your spending.

-Remember though that you still deserve to have fun, so make sure you include some entertainment and fun activities into your monthly budget. You deserve it while at school!

-It’s not the end of the world if you go over your budget once in a while. As long as it doesn’t happen all the time then you can even it out the next month. Don’t be too hard on yourself.

-Remember that it is a great learning experience for the years to come!

Please also remember that it may take you some time to adjust to living on a budget, but once you do you will be well prepared for the years ahead. Good Luck!

Jack

Jack

Save bats is a digital variety magazine dedicated to provide valuable insights about an array of topics such as arts and entertainment, automotive, cars, gaming etc.

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